1st buy, no Paybis fee

Buy Bitcoin with Credit Card or Debit Card

Lowest end-to-end fees, and Bitcoin in your wallet within minutes. No trading screen to learn, no minimum to start.

  • bolt

    Instant transactions

  • verified_user

    Verification in under 2 minutes

  • id_card

    Up to $1,000 without full verification

  • account_balance_wallet

    Buy to any external wallet

  • support_agent

    24/7 online support

5.0
starstarstarstarstar
App Store, from 1,200+ ratings
Live markets

Live Bitcoin price

The price you would buy at, alongside the numbers that sit behind it.

$
83,377
USD

Bitcoin price today, up 30.75% over the last 3 months

$
1.7
T

Market capitalisation

$
16
B

Volume traded in the last 24 hours

$
86
K

Highest Bitcoin price in the last 24 hours

Bitcoin basics

What is Bitcoin?

Bitcoin is a peer-to-peer digital currency that moves between users without a bank or broker in the middle. Transactions are verified by network nodes through cryptography and recorded on a public, decentralised ledger called a blockchain. It went into circulation in 2009, created by a pseudonymous developer known as Satoshi Nakamoto, and its supply is capped at 21 million coins. Because that maximum is fixed, it is often treated as a hedge against inflation, and it is now accepted by a growing number of businesses and payment providers. On Paybis you can buy it with a card or a bank transfer, hold it in a free wallet, or send it anywhere you like.

Bitcoin
How it works

Get started in four steps

Join millions of users worldwide and start buying, selling and swapping crypto today.

1
download

Download

Scan the QR code to download the Paybis app from the App Store or Google Play.

2
person_add

Sign up

Create a free account and get verified in about two minutes.

3
credit_card

Get a card

Coming soon. Get a card, grab an IBAN account and go crypto.

4
trending_up

Invest

Coming soon. Invest, buy, sell, spend and earn. It's as easy as ABC.

Common questions

How to buy Bitcoin with a credit or debit card

Create an account, verify your identity, choose how much you want to spend and pick a payment method. Your Bitcoin arrives in your Paybis Wallet as soon as the payment clears.

Card and instant payments usually clear in minutes, so your Bitcoin is available straight away. Bank transfers can take up to one business day, depending on your bank and the payment rail you choose.

The full cost is shown before you confirm, so there are no surprises after the fact. Your first card purchase carries no Paybis service fee. After that, a service fee applies alongside network and payment-provider costs, which vary by method and amount.

An email address, a payment method in your own name, and a verified identity for most amounts. You can buy up to $1,000 without completing full verification.

Credit and debit cards, Apple Pay, Google Pay, PayPal, Skrill, Neteller, Revolut Pay, SEPA and SWIFT bank transfers, ACH, Pix, SPEI, BLIK and local bank transfers — more than 35 methods in total, across 65+ currencies.

Paybis is a regulated exchange, operating since 2014. We hold a MiCA Crypto Asset Service Provider authorisation and a PSD2 Payment Institution authorisation in the EU, and are registered as a Money Services Business with FinCEN in the United States. Payments run over encrypted connections and customer funds are held with regulated partners.

For most purchases, yes. Verification is a one-off check and usually takes under two minutes. Purchases up to $1,000 are available without completing full verification.

You can leave it in your free Paybis Wallet, which supports hundreds of cryptocurrencies, or send it to any external wallet you control. If you move it out, the keys are yours.

Yes. Sell into 65+ fiat currencies and withdraw to your bank account, a card or a supported payment method, using the same account you bought with.

Bitcoin is volatile and its price can move sharply in either direction. It is not a savings account, it pays no interest, and nothing on this page is investment advice. Only buy what you can afford to lose.

Banks often block crypto purchases as a fraud precaution. Try another card or payment method, or ask your bank to authorise the transaction. Our support team is available 24/7 if it keeps failing.

Bank transfers, e-wallets and local payment methods are all available as alternatives, and many of them carry lower fees than cards. You can also try a different card from a different bank.

Still deciding?

Our help centre covers the practical questions in more detail — limits, verification, fees and what to do when a payment fails.

By the numbers

Why users choose Paybis

Every one of these numbers is a limit we had to remove — a currency, a country, a payment method or an asset we didn't support before.

5M
+

People have bought, sold or swapped crypto on Paybis since 2014

100
+

Cryptocurrencies you can buy, sell and swap

180

Countries where Paybis is available

35
+

Payment methods, from cards to local bank transfers

bolt

Instant payouts

Crypto reaches your wallet as soon as the payment clears, rather than sitting in a pending state.

support_agent

Round-the-clock support

A human team is on hand 24/7, including when a card gets declined and you need an answer quickly.

public

Worldwide access

Buy from more than 180 countries and pay in 65+ local currencies, with the full cost shown before you confirm.

verified_user

Fast security checks

Identity verification usually finishes in under two minutes, so a first purchase rarely stalls.

touch_app

Simple and intuitive

Buying crypto is straightforward even if you have never used an exchange before — there is no order book to learn.

savings

Low commissions

No Paybis service fee on your first card purchase, and the end-to-end cost is always shown up front.

Buy or sell crypto in minutes

Fast, simple and secure — no Paybis service fee on your first card purchase, and your crypto arrives in minutes.

Licensed and registered

Regulated in the US, Canada and the EU

Paybis is supervised rather than self-certified. Each authorisation below sits on a public register, so you can check it rather than take our word for it.

MiCA

Crypto Asset Service Provider (CASP)

Authorised under MiCA in the European Union

PSD2

Payment Institution

Authorised under PSD2 in the European Union

United States

Money Services Business

Registered with FinCEN in the United States

Markets

Crypto trends

The assets moving most right now, alongside the ones people keep coming back to.

trending_up

Top gainers

The biggest risers over the last 24 hours. Moonbeam (GLMR) and Gitcoin (GTC) led the board when this page was last checked.

local_fire_department

Most popular

Bitcoin, Ethereum, Tether, XRP and Solana are bought and sold more often than anything else on Paybis.

trending_down

Top losers

The assets that fell over the same period. Prices move both ways, and seeing the losing side before you buy is the point.

Traded on Paybis in the last 24 hours

Join the millions of people buying and selling crypto on Paybis every day.

$
13,941,481
USD
The full toolkit

What you can do with Bitcoin

Four things, one account. Whichever one brought you here, the other three are already set up.

add_card

Buy

Pay with a card, Apple Pay, Google Pay, PayPal, Skrill or a local bank transfer — and see the full cost before you confirm.

payments

Sell

Cash out into 65+ fiat currencies and withdraw to your bank account, a card or an e-wallet.

swap_horiz

Swap

Move between cryptocurrencies in a few steps, with the rate and the fee visible before you accept it.

calculate

Convert

Turn crypto back into cash directly, or check what a holding is worth with the Bitcoin calculator before you move it.

Payment methods

Buy crypto your way

Cards, wallets, bank transfers and local rails. The checkout works the same whichever one you choose — only the fee and the speed change.

Credit and debit card

Credit & debit card

PayPal

PayPal

Revolut Pay

Revolut Pay

Trustly

Trustly

Skrill

Skrill

Neteller

Neteller

SEPA bank transfer

SEPA bank transfer

SWIFT bank transfer

SWIFT bank transfer

Local bank transfer

Local bank transfer

Beyond buying

Unlock the power of Bitcoin

Buying is the start. Where you keep it, what it can earn and where you can spend it all live in the same account.

Paybis Wallet

Wallet

Store, send and receive Bitcoin and hundreds of other assets, or move them to any wallet you control.

Paybis Earn

Earn

Coming soon. Earn up to 20% a year on the crypto you already hold, with no extra steps and no hidden fees.

Paybis Pay

Pay

Coming soon. Spend the crypto you hold anywhere, at any time, straight from your balance.

The wider market

Other cryptocurrencies

Buy, sell and swap a wide range of digital assets the same way you buy Bitcoin — one checkout, whatever the coin.

Ethereum

Ethereum

Tether

Tether

Binance Coin

Binance Coin

USD Coin

USD Coin

XRP

XRP

Gram

Gram

Cardano

Cardano

Dogecoin

Dogecoin

Polygon

Polygon (POL)

Solana

Solana

Polkadot

Polkadot

Litecoin

Litecoin

iOS and Android

Take Paybis with you

Scan the code to download the app and trade any time, anywhere. Same account, same fees and the same payment methods you use on the web.

QR code to download the Paybis app

Feedback that drives us

Rated 4.2 out of 5 across 33,058 reviews on Trustpilot.

"Communication is very, very good" — and the process was clear from the start.

Joann Anglim
Trustpilot review

"The company keeps your inforded."

Ronnie Vernon Willis
Trustpilot review

"App molto valida."

Antonella Facecchia
Trustpilot review

"Buena aplicacion."

Juansalvador Sancho Rodriguez
Trustpilot review
Affiliate programme

Turn referrals into rewards

Become a Paybis affiliate and earn on every new user you bring — 20% of our commission, with no upper limit.

  • percent

    Earn 20% of our commission on everything your referrals trade

  • speed

    One of the best conversion rates in crypto

  • all_inclusive

    No upper limit on what you can earn

Become a Paybis affiliate

Buy or sell crypto in minutes

Open an account in about two minutes. Five million people already have — your first card purchase carries no Paybis service fee.

Learn

Guides and blog

Not ready to buy yet? Start with what Bitcoin is, how the fees work and where crypto is actually legal — written plainly for people who are new to this.

Crypto weekly digest

Crypto digest: what moved this week and why

The week's biggest moves in crypto, explained in a few minutes of reading.

How to sell and cash out Litecoin

How to sell and cash out Litecoin

Where to sell LTC, which payout methods are cheapest, and what actually lands in your bank account.

Is Bitcoin legal, country by country

Is Bitcoin legal? Country by country

Which countries allow crypto, which restrict it, and what that means if you are trading from one of them.